About SKC ASRA
At SKC Asra, we’re more than just a service provider — we’re your lifelong partner in financial protection. As a credible and registered insurance broker in India, we specialize in Life, General and Reinsurance services, offering tailored solutions to individuals, families and businesses across the country.
Our mission is simple: to make insurance easy, transparent and effective. From policy selection to claims assistance, our experienced team ensures you receive long-term, reliable and personalized coverage that fits your goals.
With a foundation built on integrity, trust and customer-first values, we’re committed to securing what matters most — at every stage of life.
Our Vision
Our vision is to be the most trusted and dependable insurance brokerage firm, known for our transparency, expertise and customer-first approach. At SKC Asra, we imagine a world where every individual and business enjoys complete and reliable insurance coverage throughout life’s journey.
By combining knowledge, technology and personalized service, we strive to simplify the complexities of insurance and empower people to make confident, well-informed financial decisions. Our goal is to bridge the gap between uncertainty and security — giving you peace of mind at every step.
Our Mission
At SKC Asra, our mission is to deliver lasting and dependable insurance solutions that provide financial security and risk protection for individuals and businesses. We are committed to being honest, transparent and efficient in every interaction, ensuring our clients receive policies that truly match their needs.
With expert advice and deep industry knowledge, we make the insurance process simple, accessible and stress-free. As a trusted insurance advisor in India, we focus on building long-term relationships based on reliability, support and excellent service — from selecting the right policy to settling claims with care.
Our Mission
Tarvinder Kaur
Tarvinder Kaur (Ms.) has done Masters in Business Administration (MBA) in ‘International Marketing and Strategy’. She is professional with a track record of ____ years. She has cleared the Insurance Brokers Examination and is qualified as Principal Officer (PO)/ Broker Qualified Professional (BQP) under the stream of Direct Life and General Insurance – as per Insurance Regulatory & Development Authority (Insurance Brokers) Regulations 2018. Since 2015, Tarvinder Kaur has been involved in the insurance field. She has been a qualified and IRDAI licensed Individual Insurance Agent for both, Life and General Insurance. She specializes in conducting risk reviews and risk assessments. She has conceptualized and implemented transformational initiatives that include creating a brand positioning by focussing on processes, quality and resources. She has led the formation of various partnerships in the insurance sector for commercial markets, underwriting and risk assessment.
Hardik Mehta
Hardik Mehta is a budding entrepreneur with strategic and technical bent of mind. He has an impressive academic record. Brimming with new ideas, he is keen to make a mark in Fin-tech and Insure-tech field. He is playing key role in developing game changer Web-based and Mobile-based application (‘App’) for the insurance sector, which seeks to transform the customer experience through digital application. Considering the novel idea and innovation involved in the proposed ‘App’, V-Resolve Insurance Broking LLP has been granted Certificate of recognition as ‘Startup’ by the Department for Promotion of Industry and Internal Trade (DPIIT), Ministry of Commerce & Industry, Government of India.
Our Team
At SKC Asra, our team is the heart of everything we do. From seasoned insurance specialists to dedicated risk managers and customer support experts, we’re here to guide you through every decision with clarity and care.
With years of experience and deep industry know-how, we help you find the right coverage that fits your life, your business and your peace of mind.
Our Certification

Certificate of Registration
On 12th January 2022, V-Resolve Insurance Broking LLP was granted ‘Certificate of Registration’ to act as ‘Direct (Life & General) Insurance Broker‘ by the Insurance Regulatory and Development Authority of India (IRDAI).

Certificate of Recognition
On 15th September 2021, a Certificate of Recognition was granted to VRI as a ‘Startup’ from the Department for Promotion of Industry and Internal Trade (DPIIT), Ministry of Commerce & Industry, Government of India. The Certificate of Recognition is granted to V-Resolve Insurance Broking LLP for its innovative approach in transforming the customer experience through digital applications.
Your Insurance Queries Answered
Frequently Asked Questions
Insurance can be complicated and we understand the pain point, so we’ve gathered answers to your most frequently asked questions. Our FAQ covers policy choice, premium payment, claims procedure, coverage information, assistance queries, and more to assist you in making the right choices. Whether Life, General, or Reinsurance, our answers provide you clarity & transparency.
Require further help? Our specialists are always available to walk you through each step of your insurance process.
You can reach us through our website’s contact page, or you can contact our customer support team directly by phone or email. Visit our “Contact Us” section for more details.
Yes, SKC ASRA is a registered insurance brokerage company based in New Delhi, India. We comply with all regulatory requirements to ensure your protection and peace of mind.
We provide a wide range of insurance coverage, including health insurance, life insurance, motor insurance, property insurance, travel insurance, business insurance, reinsurance, and others. We tailor our services to meet individual and corporate needs.
Absolutely. Our team of experienced professionals conducts personalized consultations to understand your unique requirements. We then recommend insurance solutions that align with your goals and budget.
Yes, we offer policy update services to accommodate changes in your life or business. We can assist you in making necessary adjustments to your policy.
Our team provides expert guidance and support during the claim process. We help you navigate the paperwork, work together with insurance companies, and expedite your claim settlement to ensure a smooth experience.
Yes, our customer support team is available around the clock to address your queries and concerns, including during emergencies, and Payment & Billing.
We offer various payment options for your convenience, including online payments and other flexible methods. Our team can assist you in setting up a payment schedule that suits your preferences.
Feel free to reach out to our customer support team for assistance with any billing or premium payment inquiries. We are here to help you with all financial aspects of your policy.
MSc
Head – Reinsurance
MBA from ICFAI, F.I.I.I and C.A.I.I.B
B.Com and Business Diploma
B.Tech
Mr. Sudhin Roy Chowdhury
Mentor Veteran Insurance Leader with Global Expertise
Mr. Sudhin Roy Chowdhury Chowdhury brings over forty years of insurance industry experience, having served in key roles at LIC of India, including Executive Director (Marketing & Product Development), Zonal Manager and MD & CEO of LIC International (Bahrain). He was also a Member (Life) at IRDAI.
A Physics graduate with an MBA in Marketing and Finance, he has received advanced training at IIM Calcutta, ISB, AIM Manila and FALIA Japan. Internationally, he has contributed to IAIS (Switzerland) and the Access to Insurance Initiative (Germany). He is a recipient of multiple awards and currently serves on several corporate boards and BFSI advisory bodies.
SANTOSH KUMAR CHOUDHARY
DirectorEducation Qualification : MBA (Finance) | LL.B.
Mr. Choudhary is a SEBI-registered Merchant Banker and financial strategist with over twenty years of experience in global and domestic capital markets. He has led financial projects exceeding USD twenty-five billion and specializes in investment banking, structured finance, risk analysis and sustainable investing. He has founded multiple financial entities, including an NBFC and a valuation consultancy. Known for driving capital fundraising and credit enhancement strategies, he is widely recognized for his work in green finance and corporate turnarounds, bringing innovation and integrity to every engagement.
ASHWANI KUMAR RAINA
Principal Officer/ CEO/ MDEducation Qualification : Master of Science
He brings with him over three decades of diverse experience across Life Insurance, Housing Finance, and Credit Cards, having held key managerial positions throughout his career.
In the life insurance sector, he has successfully led multiple assignments spanning marketing, HR, training, finance, and customer service. In housing finance, he has headed two of LIC Housing Finance’s largest regions, the Western Region (Maharashtra, Gujarat, Goa) and the Northern Region (Delhi NCR, Rajasthan, Himachal Pradesh, J&K, Punjab, and Haryana), managing a wide range of products including home loans, project loans, LAP, and LRD.
His most recent assignment was as General Manager at LIC Card Services Ltd., where he was responsible for PAN-India card marketing, policy formulation, and regulatory compliance. His proven leadership and deep domain expertise highlight his ability to build, scale, and manage businesses across multiple financial services verticals.
KESHAV PARUTHI
Head - SalesHe is a highly accomplished and results-driven professional with over 15 years of extensive experience in the insurance sector, having worked with leading companies including Bajaj Allianz, Thomas Cook, Reliance General Insurance, Star Health, Royal Sundaram, and InsuranceDekho. He has developed deep expertise in strategic business planning, Key Account Management, and implementing transformative Digital and Retail Distribution strategies.
Throughout his career, he has built and motivated high-performing teams, specializing in comprehensive Health Insurance and consistently driving successful business outcomes. He has demonstrated a strong commitment to continuous learning, fostered lasting client relationships, and delivered exceptional customer service.
He is always ready to leverage his extensive industry knowledge, leadership skills, and strategic insights to contribute to a dynamic, growth-focused organization.
M C VENKATAKRISHNAN
Chief Marketing OfficerHead – Reinsurance
Education Qualification : MBA from ICFAI, F.I.I.I and C.A.I.I.B
With over 30 years of experience in the General Insurance industry, he has gained extensive expertise in marketing, underwriting, claims management, internal compliance, and reinsurance management. Throughout his career, he has been associated with leading organizations including Neem Tree Insurance Broking & Advisory, JB Boda Insurance & Reinsurance Brokers Pvt. Ltd., and Unison Insurance Broking Services Pvt. Ltd., contributing significantly to their growth and success.
MAYUKH SINHA
Chief Technical Officer / Head - ITEducation Qualification : B.Tech (Electronics & Communication)
He has worked on software development projects with hands-on experience in building and enhancing technology solutions at SOTI.
PANKAJ JAIN
Chief Finance OfficerEducation Qualification : B.Com and Business Diploma
He brings with him over three decades of rich experience in banking and finance, having worked with reputed institutions such as PNB Housing Finance, ICICI Bank, and Reliance Capital in various leadership capacities.
His core expertise lies in the mortgage and secured asset business, where he has successfully built, scaled, and managed retail and secured finance portfolios. A seasoned business professional, he has consistently delivered growth across multiple verticals, including business development, sales management, branch operations, operational efficiency, and portfolio management.
PRIYANK GOEL
Head – GeneralEducation Qualification : B.Tech
He has over 15 years of leadership experience, having been associated with reputed organizations such as Safe Risk Insurance Broker Pvt. Ltd., SMC Wealth Management Ltd., SKC Investment Advisors Pvt. Ltd., Danube Properties, and also as an independent professional.
During his career, he has held senior roles including Sr. Vice President and Senior Manager, with expertise spanning customer sourcing and development, underwriting, customer relationship management, sales and promotions, marketing, and general insurance products.
Priyank Goel
Head – GeneralEducation Qualification : B.Tech
He has over 15 years of leadership experience, having been associated with reputed organizations such as Safe Risk Insurance Broker Pvt. Ltd., SMC Wealth Management Ltd., SKC Investment Advisors Pvt. Ltd., Danube Properties, and also as an independent professional.
During his career, he has held senior roles including Sr. Vice President and Senior Manager, with expertise spanning customer sourcing and development, underwriting, customer relationship management, sales and promotions, marketing, and general insurance products.
ANSHU KUMARI
Head – LifeCompliance Officer
Education Qualification : BCA
She has gained valuable exposure in insurance broking, with practical experience in sourcing, distribution, and compliance processes.
| KMPs & BQPs | Name of KMP and BQPs | Educational Qualifications | Associated with (Name of the Company) | Designation | Period of Association | Job Profile in Detail |
|---|---|---|---|---|---|---|
| Principal Officer/CEO/MD | ASHWANI KUMAR RAINA | MSC | LIC of India | Chief Manager | more than three decades | He has more than three decades of experience in the field of Life Insurance, Housing Finance and Credit Card who worked in key managerial positions. He has vast experience in the field of life insurance and has handled many assignments like marketing, HR, training, finance and customer services. He has huge experience in housing finance business as he has headed two biggest regions of LIC Housing Finance namely Western Region (comprising of Maharashtra, Gujarat and Goa) and Northern Region (comprising of Delhi NCR, Rajasthan, Himachal Pradesh, J&K, Punjab and Haryana). He has handled all types of housing loans like home loans, project loans, LAP and LRD. His last assignment was as General Manager LIC Card Services Ltd, and was responsible for the marketing of cards PAN India. He was also responsible for formulation of policies and regulatory compliances of the company. |
| Chief Marketing Officer | M C VENKATAKRISHNAN | MBA ICFAI and Graduate, F.I.I.I from Insurance Institute of India, C.A.I.I.B from Indian Institute of Bankers. | Neem Tree Insurance Broking & Advisory, JB Boda Insurance and Reinsurance Brokers Pvt. Ltd, Unison Insurance Broking Services Pvt. Ltd | More than Three decades | He has more than three decades of experience in General Insurance field having experience in Marketing, Underwriting, Claims Management, Internal Compliance and Reinsurance Management. Worked with Public Sector Insurance Company and Composite Insurance Broking Companies. | |
| Compliance Officer | Anshu Kumari | BCA | Safe Risk Insurance Broker Private Limited | Intern | 9 Months | Sourcing and distribution of insurance products. |
| Chief Finance Officer | Pankaj Jain | B.Com and Business Diploma | PNB Housing Finance | CXO | 11 Years | He has three decades of experience in banking and finance. Worked with PNB Housing Finance, ICICI Bank and Reliance Capital in various capacities. He has experience in mortgage and secured asset business and has built and scaled up retail and secured asset business and has built and scaled up retail business successfully. He has worked in the past as a seasoned business professional with expertise in secured finances. He has experience of successfully setting business across verticals such as business development, Sales Management, Branch Operations efficiencies and portfolio management. |
| Chief Technical Officer/Head-IT | Mayukh Sinha | Bachelor of Technology Electronics & | SOTI | Software Developer | 2yr. 5month | Software Developer. |
| Head – Life (if applicable) | Anshu Kumari | BCA | Safe Risk Insurance Broker Private Limited | Intern | 9 Months | Sourcing and distribution of insurance products. |
| Head – General (if applicable) | Priyank Goel | B.Tech | Safe Risk Insurance Broker Private Limited, SMC Wealth Management Ltd, SKC Investment Advisors Pvt Ltd, Danube Properties, Self Employed | Sr Vice President / Senior Manager | more than 15 years | He has experience in the field of sourcing & development of customer & underwriting, Customer Management & Underwriting, Sales & Promotion, Sales & Marketing, General Insurance Products. |
| Head – Reinsurance (if applicable) | M C VENKATAKRISHNAN | MBA ICFAI and Graduate, F.I.I.I from Insurance Institute of India, C.A.I.I.B from Indian Institute of Bankers. | Neem Tree Insurance Broking & Advisory, JB Boda Insurance and Reinsurance Brokers Pvt. Ltd, Unison Insurance Broking Services Pvt. Ltd | More than Three decades | He has more than three decades of experience in General Insurance field having experience in Marketing, Underwriting, Claims Management, Internal Compliance and Reinsurance Management. Worked with Public Sector Insurance Company and Composite Insurance Broking Companies. |